Individuals and Families
Making your financial goals a reality.
OUr Fee structure & PROCESS
Putting Your
Interests First.
As a fee-only firm, we are not allowed to be paid by the products we use – only by the clients we serve. Our interests are aligned with our clients’ interests. Your success is our success.
Discovery Meeting
The Discovery Meeting is an in-depth interview focused on gaining a clear understanding of your values, long and short-term goals, important relationships, current financial situation, and unique challenges. We use the information gathered to create a plan to help you meet your financial goals.
Investment Plan Meeting
During the Investment Plan Meeting, we present our recommendations providing a detailed explanation of our approach in order to ensure understanding and transparency.
Mutual Commitment Meeting
In the Mutual Commitment Meeting, we mutually determine whether we want to move forward and formalize our partnership. If so, we begin the process of implementing the wealth management recommendations.
Initial Follow-up Meeting
During the Initial Follow-up Meeting, we help to organize paperwork for the new account(s) and answer any questions. Then implementation, working toward your financial objectives and setting priorities for achievement.
Regular Process Meetings
Regular Progress Meetings are held at intervals throughout the course of our relationship. These meetings address any personal, professional or financial changes made or incurred by the client since the previous meeting. Together we will discuss progress, review and assess investments, and make any necessary adjustments.
01
Investment Planning
Investment consulting is the astute supervision of investments to achieve financial goals. Successful investing requires our wealth management team to know a client’s values, concerns, goals, and most important challenges and then design and monitor an investment strategy to help them realize your objectives. Trust and open communication from both the team and client are essential components of the investment planning process.
02
Estate Planning
Estate planning goes beyond investments. It addresses the range of an individual’s financial needs such as wealth preservation, wealth enhancement, wealth protection, wealth transfer, and charitable giving. Most successful individuals and families have significant estate planning needs that require addressing and effectively coordinating with the client’s other trusted advisors, as their CPA or estate attorney, relationships and in conjunction with their investment plan.
03
Retirement Planning
We want you to be confident that your retirement is just the beginning of your next chapter. There is no financial goal more important than making sure you don’t outlive your money. We partner with you to help determine what you need, how long you need it, and what we have to do to make that goal happen.
CONTACT US
Ready for a Partnership Built on Trust?
Finding the right advisor for your wealth plan can be a daunting endeavor. In an industry where a job title no longer clearly identifies the services, relationships, designations, or expertise an advisor offers, how do investors choose the best advisor and firm for their needs?
Hardy Reed is built to take on fiduciary responsibility for our clients. What does that mean for you?
- We must act in your best interest.
- We must continually follow the investments we use on your behalf.
- We must evaluate all fees to ensure they are reasonable, including our own.
